Economic & Policy Review

Digital Banking 101

April 30, 2024

With a significant portion of its adult population still underbanked and underserved, Indonesia presents immense potential for digital banks. This study delves deep into various facets of digital banking in Indonesia, covering its economic impact, regulatory environment, and the key challenges faced by digital banks in the country.


The purpose of this document is to provide general information about Digital Banking 101. The contents of this document should not be construed as specific recommendations or advice. For questions about the contents of this document, please contact Mandala Consulting. The information in this article is accurate as of the publication date. However, due to the rapidly changing nature of the law in Indonesia, the accuracy of the information will be limited.

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